What Do Issuers Count as Travel Purchases?

Some issuers count anything travel related, while others are a bit stingier.

Travel is one of the most common credit card rewards categories you can find. In fact, most major issuers — and no small number of minor ones — offer at least one travel rewards credit card that earns bonus rewards on travel purchases. But what, exactly, counts as a travel purchase?

It all comes down to merchant codes. Each merchant that accepts credit cards has what’s called a merchant code, which is usually a four-digit number that tells the credit card networks and issuers what types of goods

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